width=device-width, initial-scale=1.0, viewport-fit=cover Overdraft (OD) Facility | Startune Services
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Overdraft (OD) Facility

Get an overdraft facility against property or fixed deposits. Pay interest only on the amount used. Flexible withdrawal, flexible repayment for working capital needs.

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Professional Fee
₹9999
Best Value
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Rs. 9,999
Starting Price
7-15 working days
Processing Time
10+
Documents Assisted
info About This Service

Get an overdraft (OD) facility against your property or fixed deposits. Unlike term loans, pay interest only on the amount you actually use. Flexible withdrawal and repayment within the sanctioned limit. Ideal for managing variable cash flow needs and seasonal business cycles. Compare OD offers from multiple banks for the best rates.

how_to_reg Eligibility Criteria

Salaried professionals and business owners with property or fixed deposits. Minimum income of Rs. 30,000/month (salaried) or turnover of Rs. 10 lakh. Good credit score (CIBIL 700+). Property with clea

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Official Portal Bank / NBFC Portal (Various Lenders)
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    Flexible borrowing limit

    Professional service with guaranteed satisfaction.

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    Pay interest only on utilized amount

    Professional service with guaranteed satisfaction.

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    Easy renewal

    Professional service with guaranteed satisfaction.

    • workspace_premium What We Offer

    What We Offer

    Professional assistance with end-to-end documentation and government liaison support.

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    Flexible borrowing limit

    Flexible borrowing limit

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    Pay interest only on utilized amount

    Pay interest only on utilized amount

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    Easy renewal

    Easy renewal

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    Ideal for working capital gaps

    Ideal for working capital gaps

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    Quick disbursal

    Quick disbursal

    How It Works

    Simple 5-step process to get your Overdraft (OD) Facility completed professionally.

    1
    Consultation
    Assess OD eligibility based on income, credit score, and collateral.
    schedule 1 day
    2
    Documentation
    Prepare KYC, ITR, property documents, and bank statements.
    schedule 3-5 days
    3
    Application
    Submit OD application to preferred bank.
    schedule 1-2 days
    4
    Processing
    Bank evaluates collateral, creditworthiness, and sets OD limit.
    schedule 3-7 days
    5
    Completion
    OD limit sanctioned and activated for use.
    schedule 1-2 days

    Document Checklist

    Complete list of documents required for this service

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