width=device-width, initial-scale=1.0, viewport-fit=cover SIDBI / CGTMSE Credit Guarantee Scheme | Startune Services
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SIDBI / CGTMSE Credit Guarantee Scheme

Apply for CGTMSE credit guarantee coverage through SIDBI. Get collateral-free loan guarantees up to Rs. 5 crore for your MSME without personal guarantees.

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Professional Fee
₹9999
Best Value
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verified Trusted by 5000+ businesses
Rs. 9,999
Starting Price
15-30 working days
Processing Time
10+
Documents Assisted
info About This Service

Apply for CGTMSE (Credit Guarantee Fund Trust for Micro and Small Enterprises) credit guarantee coverage through SIDBI. The scheme provides collateral-free credit guarantee to banks/NBFCs for loans to MSMEs. Guarantee cover up to 85% of credit facility up to Rs. 5 crore. No personal guarantee required from the borrower.

how_to_reg Eligibility Criteria

Micro and small enterprises with Udyam Registration. Minimum business vintage 1 year. Minimum annual turnover of Rs. 5 lakh. Good credit history and viable business model. Credit facility for business

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Official Portal CGTMSE Portal (cgtmse.in) / SIDBI
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    Collateral-free loans up to Rs. 5 crore

    Professional service with guaranteed satisfaction.

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    Credit guarantee coverage of up to 85%

    Professional service with guaranteed satisfaction.

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    Reduced bank risk for MSMEs

    Professional service with guaranteed satisfaction.

  • What We Offer

    Professional assistance with end-to-end documentation and government liaison support.

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    Collateral-free loans up to Rs. 5 crore

    Collateral-free loans up to Rs. 5 crore

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    Credit guarantee coverage of up to 85%

    Credit guarantee coverage of up to 85%

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    Reduced bank risk for MSMEs

    Reduced bank risk for MSMEs

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    Lower interest rates

    Lower interest rates

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    Long repayment tenure

    Long repayment tenure

    How It Works

    Simple 5-step process to get your SIDBI / CGTMSE Credit Guarantee Scheme completed professionally.

    1
    Consultation
    Assess CGTMSE eligibility and credit guarantee requirements.
    schedule 1 day
    2
    Documentation
    Prepare Udyam registration, financials, project report, KYC.
    schedule 3-5 days
    3
    Application
    Submit CGTMSE application through partner bank/NBFC.
    schedule 1-2 days
    4
    Processing
    Trust evaluates application and sanctions guarantee cover.
    schedule 10-20 days
    5
    Completion
    Guarantee cover issued, enabling collateral-free bank loan.
    schedule 2-3 days

    Document Checklist

    Complete list of documents required for this service

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